A free udhar khata app for the money you lend and borrow
Udhaar is part of everyday life: a friend who needs a little help, a relative who pays you back next month, a neighbour you lent to years ago. Hisabzo is a free digital udhar khata that keeps all of it written down, so nobody has to rely on memory or a notebook that gets lost.
What a digital udhaar khata does for you
A paper khata works until a page is torn, the ink fades or you cannot remember which line was the repayment. A digital udhaar khata keeps one clean page per person, adds up the balance for you and never loses an entry.
In Hisabzo every person has their own khata. You record what you gave and what you received, and the remaining amount updates after every entry until it reads Settled.
How to keep your udhar khata in Hisabzo
Setting up takes a couple of minutes and there is nothing to install.
- Create a free account, or open the sample-data preview first to look around.
- Add the people you lend to or borrow from. You can also import them from your phone contacts.
- Record each loan as given and each repayment as received, with a date and an optional note.
- Check the balance for each person at any time, and download or share a statement when you need one.
Made for real udhaar between real people
You can set a due date on a loan and see what is overdue at a glance. A statement can be shared on WhatsApp, which makes a polite reminder easy. If you enter something by mistake, deleting it is not final, because you can undo it and restore it later.
Each person keeps their own currency, and amounts are never converted, so a loan stays exactly as you wrote it.
Frequently asked questions
Yes. You can create a free account and keep your own ledger. The sample-data preview needs no sign-up at all.
Yes. Each person gets their own page of loans and repayments with a running balance, and you can export your records as a PDF statement or a CSV file.
No. It works in your browser on a phone or a computer, and you can add it to your home screen like an app.